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1-877-225-2488

PO Box 1495

2324 8th Ave NE
Aberdeen, SD
57402-1495

Share Certificates

A Share Certificate account is similar to a Certificate of Deposit (CD), but instead issued by a Credit Union (like Area FCU). With our Share Certificate accounts, you can lock in a higher interest rate and watch your money grow steadily over time. A Share Certificate account provides a safe, guaranteed way to grow your savings without any guesswork or surprises.

Key Features to a Share Certificate Account:

  • Competitive Interest Rates: Lock in rates that build your savings faster
  • Flexible Terms: Choose the certificate term that best suits your financial journey
  • Risk-free Returns: Your money is safe and guaranteed
  • Community-focused Service: Your investment stays local, helping support the credit union and our community
  • Wide Variety of Terms: 3, 6, 12, 18, & 24 Months Available

Whether you’re planning for the future, saving for a major expense, or just want your money to work harder for you – a Share Certificate from Area FCU is a secure and effective way to build your savings.

View our Share Certificate Rates

Contact a Personal Banker for more information at 605-225-2488.