Rates

Savings Rates – Effective Tuesday, April 1, 2025
Account Type	APY	Minimum Deposit	Minimum Balance
REGULAR SHARES	0.75%	$5	$5
SECONDARY SHARES	0.75%		$0
SUPER SHARES	0.75%		$0
SUPER SHARES	1.01%		$1000
PERSONAL CHECKING	0.13%		$0
PERSONAL CHECKING	0.13%		$500
PERSONAL CHECKING	0.13%		$1000
PERSONAL CHECKING	0.15%		$2500
PERSONAL CHECKING	0.2%		$5000
EDUCATION IRA SHARES	2.53%		$0
TRADITIONAL IRA SH	2.53%		$0
ROTH IRA SHARES	2.53%		$0

Loan Rates – Effective Monday, April 21, 2025
Loan Type	Rates as low as	Terms	Terms & Information
NEW AUTOMOBILES »	5.75%	72 M	Finance your new Car, Truck, or SUV with AFCU.
USED AUTOMOBILES »	5.75%	72 M	Same great rate and terms as our new auto loans.
RECREATIONAL VEHICLES »	4.99%	72 M	Boats, Camper, Motorcycles or any of that other fun stuff.
OTHER SECURED LOANS »	5.75%	72 M	For furniture, computers and other household items you need.
HOME EQUITY LOAN	7.375%	360 M	Use the equity in your home for any need.
REAL ESTATE LOANS	6.625%	360 M	Purchases or Refinances, ask about first time buyer rates
HOME EQUITY LOC	6.5%	180 M	Have a ready Line of Credit Available when you need it.
RESIDENTIAL CONSTRUCTION LOAN	5.375%	0 M	TIME TO BUILD YOUR DREAM HOME!
BUSINESS LOANS	6.75%	60 M	Whether you’re a new or existing business we can help.
PERSONAL LINE OF CREDIT »	13.25%	60 M	Get a Line of Credit to cover unexpected expenses.
UNSECURED LOANS »	13.25%	36 M	For vacations or that unexpected expense, we can help.
SHARE SECURED LOANS »	2%	72 M	Use your accounts as security to get a low loan rate.

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