Business Loans

Your Business Goals; Our Lending Solutions!

At Area Federal Credit Union, we believe in the power of local business. As your member-owned financial partner, we provide customized, competitive financing solutions designed to help your business launch, grow, and thrive right here in our community. We offer personalized guidance and transparent processes to make securing the capital you need simple and stress-free.

Lending Solutions:

Business Line of Credit: Flexible funds for short-term needs like cash flow management, inventory purchases, or unexpected expenses. Access money when you need it.
Commercial Real Estate Loans: Purchase, renovate, or refinance your owner-occupied or non-owner-occupied commercial property. Build equity and invest in your business’s future with our tailored real estate solutions.
Business Term Loans: Financing for major purchases like machinery, equipment, and vehicles. Benefit from competitive fixed rates and predictable repayment schedules.

Here’s Why We’re the Right Lender for You:

Quick Origination Times: Experience fast loan application approvals and quick access to your funds.
Local Decision Making: We offer a personalized approach, with local experts who look at your complete financial picture.
Hassel-Free Loans: Enjoy low-maintenance loans with flexible terms.
Competitive Rates: Benefit from our competitive interest rates designed to save you money because we put our members first.