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1-877-225-2488

PO Box 1495

2324 8th Ave NE
Aberdeen, SD
57402-1495

Rates

Savings Rates – Effective Wednesday, October 1, 2025
APYMinimum
Deposit		Minimum
Balance
REGULAR SHARES0.75%$5$5
SECONDARY SHARES0.75% $0
SUPER SHARES0.75% $0
SUPER SHARES1.01% $1000
PERSONAL CHECKING0.13% $0
PERSONAL CHECKING0.13% $500
PERSONAL CHECKING0.13% $1000
PERSONAL CHECKING0.15% $2500
PERSONAL CHECKING0.2% $5000
EDUCATION IRA SHARES2.53% $0
TRADITIONAL IRA SH2.53% $0
ROTH IRA SHARES2.53% $0
Loan Rates – Effective Friday, October 24, 2025
Loan TypeRates as low asTerms & Information
NEW AUTOMOBILES » 5.49% 72 M Finance your new Car, Truck, or SUV with AFCU.
USED AUTOMOBILES » 5.49% 72 M Same great rate and terms as our new auto loans.
RECREATIONAL VEHICLES » 5.49% 72 M Boats, Camper, Motorcycles or any of that other fun stuff.
OTHER SECURED LOANS » 5.49% 72 M For furniture, computers and other household items you need.
HOME EQUITY LOAN 7.25% 0 M USE THE EQUITY IN YOUR HOME FOR YOUR NEXT PROJECT.
REAL ESTATE LOANS 6% 0 M Purchases or Refinances; ask about our 1st time buyer rates
HOME EQUITY LINE OF CREDIT 6.25% 0 M USE YOUR HOME’S EQUITY TO FINANCE YOUR NEEDS AND DREAMS.
RESIDENTIAL CONSTRUCTION LOAN 5.25% 0 M TIME TO BUILD YOUR DREAM HOME!
BUSINESS LOANS 6.75% 60 M Whether you’re a new or existing business we can help.
PERSONAL LINE OF CREDIT » 13.25% 60 M Get a Line of Credit to cover unexpected expenses.
UNSECURED LOANS » 13.25% 36 M For vacations or that unexpected expense, we can help.
SHARE SECURED LOANS » 2% 72 M Use your accounts as security to get a low loan rate.
Certificate Rates – Effective Friday, October 24, 2025
Certificate TermAPYMinimum Deposit
3 MONTH CERTIFICATE3.8%$500
6 MONTH CERTIFICATE4.04%$500
12 MONTH CERTIFICATE3.8%$500
18 MONTH CERTIFICATE3.8%$500
24 MONTH CERTIFICATE3.55%$500
3 MONTH GEN Y CD3.8%$200
6 MONTH GEN Y CD4.04%$200
12 MONTH GEN Y CD3.8%$200
18 MONTH GEN Y CD3.8%$200
24 MONTH GEN Y CD3.55%$200