Checking Accounts

At Area Federal Credit Union, we’re committed to giving you more ways to manage your money with ease and flexibility. That’s why we’re inviting you to take advantage of all the great benefits that come with opening an Area Federal Credit Union Checking Account.

What is a Share Draft Account?

A Share Draft Account is a personal checking account designed for everyday transactions.

Here’s Why You’ll LOVE Having a Checking Account With Us:

  • NO Minimum Balance
  • NO Monthly Maintenance Fee
  • Instant Issue Debit Cards – receive your debit card instantly
  • Free Online Banking
  • Convenient and Secure Mobile Banking App
  • Remote Deposit Capture
  • Bill Pay
  • Free Overdraft Protection
  • Earn Dividends on Your Monthly Balance

Contact a Personal Banker to open up your Free Checking Account Today!

Business Checking

At Area Federal Credit Union, we are dedicated to serving the members and businesses in our communities. Whether you have a brand new or well established business, our Business Accounts have the essential tools to help your business grow and thrive!

Business Checking Key Features:

  • NO Minimum Balance
  • NO Monthly Maintenance Fee
  • Instant Issue Debit Cards – receive your debit card instantly
  • Free Online Banking
  • Convenient and Secure Mobile Banking App
  • Remote Deposit Capture
  • Bill Pay
  • Free Overdraft Protection
  • Earn Dividends on Your Monthly Balance
  • First 100 Checks Deposited for Free

Contact a Personal Banker to open up your Free Business Checking Account Today!