Contact Us

Send an Email

1-877-225-2488

PO Box 1495

2324 8th Ave NE
Aberdeen, SD
57402-1495

Consumer Loans

Auto & Recreational Vehicle Loans

Whether it’s a new or used purchase, refinance, or pre-approval, we have you covered. We offer generous terms, competitive rates, and convenient payment plans. Enjoy the same great rate no matter the year of the vehicle or term of the loan! Let us help put you into the driver’s seat today.

Vehicle Loan Highlights:

  • Financing available for autos, boats, campers, motorcycles or anything else you might want to drive!
  • Competitive fixed interest rates
  • Generous terms up to 84 months
  • Convenient payment plans
  • Qualify for the same interest rate no matter the year of the vehicle or amount borrowed
  • Refinancing could help you reduce your interest rate or lower your monthly payment.

From application to approval, we make the auto loan process quick and stress-free. Let’s get you on the road!

View Loan Rates
Consumer Loan Application

Personal Loans

Whether your wanting to consolidate debt, covering unexpected expenses, or planning the perfect family vacation – our Personal Loans offer a flexible and affordable solution. Life is full of opportunities and sometimes those opportunities require a little extra financial support. Get the funds you need with a loan that fits your budget.

No collateral? No worries! Area FCU offers Unsecured Personal Loans to qualifying members!

Personal Loan Features:

  • Personal Loans come with competitive rates, no hidden fees, and flexible terms.
  • Flexible loan amounts for any needs
  • Personal Loans can be used to: consolidate debt (credit cards), payoff medical expenses, cover vacation costs, help with vehicle repairs, or any other unexpected expenses that may come up!

Apply Online or contact a Loan Officer to receive a fast decision. With easy to understand terms and low rates, borrowing has never been easier!

View Loan Rates
Personal Loan Application