Rates

Savings Rates – Effective Sunday, June 1, 2025
Account Type	APY	Minimum Deposit	Minimum Balance
REGULAR SHARES	0.75%	$5	$5
SECONDARY SHARES	0.75%		$0
SUPER SHARES	0.75%		$0
SUPER SHARES	1.01%		$1000
PERSONAL CHECKING	0.13%		$0
PERSONAL CHECKING	0.13%		$500
PERSONAL CHECKING	0.13%		$1000
PERSONAL CHECKING	0.15%		$2500
PERSONAL CHECKING	0.2%		$5000
EDUCATION IRA SHARES	2.53%		$0
TRADITIONAL IRA SH	2.53%		$0
ROTH IRA SHARES	2.53%		$0

Loan Rates – Effective Monday, June 16, 2025
Loan Type	Rates as low as	Terms	Terms & Information
NEW AUTOMOBILES »	5.75%	72 M	Finance your new Car, Truck, or SUV with AFCU.
USED AUTOMOBILES »	5.75%	72 M	Same great rate and terms as our new auto loans.
RECREATIONAL VEHICLES »	5.75%	72 M	Boats, Camper, Motorcycles or any of that other fun stuff.
OTHER SECURED LOANS »	5.75%	72 M	For furniture, computers and other household items you need.
HOME EQUITY LOAN	7.5%	0 M	USE THE EQUITY IN YOUR HOME FOR YOUR NEXT PROJECT.
REAL ESTATE LOANS	6.625%	0 M	Purchases or Refinances; ask about our 1st time buyer rates
HOME EQUITY LINE OF CREDIT	6.5%	0 M	USE YOUR HOME’S EQUITY TO FINANCE YOUR NEEDS AND DREAMS.
RESIDENTIAL CONSTRUCTION LOAN	5.5%	0 M	TIME TO BUILD YOUR DREAM HOME!
BUSINESS LOANS	6.75%	60 M	Whether you’re a new or existing business we can help.
PERSONAL LINE OF CREDIT »	13.25%	60 M	Get a Line of Credit to cover unexpected expenses.
UNSECURED LOANS »	13.25%	36 M	For vacations or that unexpected expense, we can help.
SHARE SECURED LOANS »	2%	72 M	Use your accounts as security to get a low loan rate.

Contact Us